Resources

Photo of spreadsheets and caculations

At KCCU Wealth Solutions, our mission is to empower you with the knowledge and resources needed to enhance your financial literacy. We are committed to providing you with access to educational materials that will support you in navigating the complexities of personal finance in today's rapidly evolving world.

We understand the importance of staying informed and equipped to make sound financial decisions. That's why we continuously update our content to offer you the tools necessary to address your financial needs effectively.

By engaging with our materials, you can gain valuable insights, strategies, and tips to make informed choices about your finances. We are dedicated to supporting your journey towards financial well-being and are here to assist you every step of the way. Let KCCU Wealth Solutions be your partner in building a secure and prosperous financial future.

Video Library

December 20th, 2024
Anne discusses the Canada Pension Plan, watch the video here.

December 6th, 2024
Anne discusses how to gift financially to your grandchildren, watch the video here.

November 26th, 2024
Anne discusses the 4 pillars of successful investing, watch the video here.

November 8th, 2024
Anne discusses charitable giving, watch the video here.

October 23rd, 2024
Anne discusses business succession planning, watch the video here.

October 8th, 2024
Anne discusses year-end tax tips, watch the video here.

September 24th, 2024
Anne discusses what to consider when going through a divorce, watch the video here.

September 9th, 2024
Anne discusses Registered Education Savings Plan, watch the video here.

August 27, 2024
Anne discusses Herd Mentality, watch the video here.

August 15, 2024
Anne discusses Dollar Cost Averaging, watch the video here.

July 31, 2024
Anne discusses Annuities, watch the video here.

Webinars

webinar banner of woman looking at a computer

If you’re looking to boost your tax savings as year-end approaches, join us for a 60-minute webinar on November 13 with tax expert Doug Carroll. He’ll share essential year-end tax tips for ‘24, addressing key topics such as savings and retirement, disability needs, and insights for investors and markets.

Topic: Year-end tax tips – 24 for ‘24
Date: Wednesday, November 13, 2024 (two sessions available)
Speaker: Doug Carroll, Tax & Estate Specialist at Aviso Wealth Inc.

Click here to view the Recording
Access Password: en^LFw3A

About the presenter

Doug Carroll is the Tax & Estate Specialist for Aviso Wealth Inc., a wealth management partner to credit unions across Canada.
He previously ran an estate planning law practice, and was an advanced case consultant with a life insurer and a mutual fund provider.
Doug also holds a business degree and a Master of Law specializing in Tax, and is qualified as a Certified Financial Planner and a Trust & Estate Practitioner.
He’s been doing this for 25 plus years, now supporting our financial advisors, from written articles to individual case consultations, and of course webcasts as we are doing today.

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Aviso Wealth Inc. ('Aviso') is a wholly owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by the five Provincial Credit Union Centrals and The CUMIS Group Limited. The following entities are subsidiaries of Aviso: Aviso Financial Inc. (including divisions Aviso Wealth, Qtrade Direct Investing, Qtrade Guided Portfolios, Aviso Correspondent Partners), and Northwest & Ethical Investments L.P

Articles

So you think you can beat the CPP with your investing

5 days ago

Each month you delay your CPP from age 65 to 70 gets you an increase of 0.7 per cent, which works out to 8.4 per cent annually to a maximum of 42 per cent

A brave soul takes on CPP doubters

5 days ago

Part of being a smart skeptic is being able to recognize that some things are actually what they seem.

Early retirees, here’s how to get at least 39% more CPP

5 days ago

There is significant economic benefit to deferring your CPP to age 65.

How to leave money to your grandkids

3 weeks ago

If you’re a grandparent and want to leave money to your grandchildren, here are tips on how best to do that.

Here's an RESP strategy for parents and grandparents that goes beyond the basics

3 weeks ago

Now that kids are heading back to school, here is a lesson for parents and grandparents on the ins and outs of RESP accounts.

Investing 101: The basics of getting your money to grow

4 weeks 1 day ago

The world of investing can be intimidating to Canadians who have limited knowledge on the subject and don't know where to start.

Have you reached financial success? Don’t compare to others when gauging

4 weeks 1 day ago

Financial success is a personal concept that looks different for everyone.

There’s one key topic missing from your child’s financial literacy education

4 weeks 1 day ago

If your child goes to school in Canada, they’ve likely learned some money basics. That’s because school boards across the country have recognized the importance of teaching kids financial literacy and made it part of the curriculum.

Is the money you donate to charity being used the way you think? How to make sure your donations count

1 month 2 weeks ago

Questions to ask include: Do the goals of the charity align with your values? What percentage of the money is spent on administration? How many people does the charity really help?

Make the most of donation tax savings while giving back

1 month 2 weeks ago

Tuesday of this week was Giving Tuesday – a day given its name by a global non-profit that promotes charitable giving. If you missed it, it’s not too late to make donations for 2023. Let me share some tips for making your donations even more tax-effective.

Family is Like a Built-In Drama — 3 Tips for Making Family Business Transitions Harmonious

2 months ago

Separating the family business from the business of the family can be tricky, but preserving family harmony even as you transition away from your business is possible.

From liability to asset: Tapping the potential of insurance to maximize wealth

2 months ago

Now that the new capital gains legislation has passed, many Canadians — especially small-business owners and incorporated professionals — are looking for ways to optimize their tax strategies, and one way to do that is by considering the role of insurance in financial planning.

Six keys for succeeding in your succession planning

2 months 1 week ago

Whether you are keeping your business in the family or selling it on, these strategies can help.

What You Need To Know When Contemplating Divorce

2 months 3 weeks ago

Crucial steps to consider to prepare for a divorce that prioritize your emotional and financial well-being.

What’s love got to do with it? Why every couple needs a prenup before saying ‘I do’

2 months 3 weeks ago

Though unpleasant to think about, divorces happen. A prenup is one of the most inexpensive ways to get divorced, experts say.

The 42% financial hit of divorce and how to recover from it

2 months 3 weeks ago

Divorce can be lengthy, costly and soul-sucking, but they don't have to be.

Free money to help send my child to university or college? The one investment vehicle you need

3 months 1 week ago

Experts say that taking out an RESP for your children remains the best strategy to save up for schooling — particularly with the federal government’s contributions.

Here's an RESP strategy for parents and grandparents that goes beyond the basics

3 months 1 week ago

Now that kids are heading back to school, here is a lesson for parents and grandparents on the ins and outs of RESP accounts.

Now more than ever, it’s time to get comfortable with risky portfolios for education savings

3 months 1 week ago

RESP benefits being largely left untouched for so many years has weakened their effectiveness, and raising the proportion of your RESP investments in stocks is one way to make up the difference.

KCCU Wealth Solutions is a program provided by Aviso Insurance Inc. offering financial planning, life insurance and investments to members of credit unions and their communities. Trade-mark(s) of KCCU Wealth Solutions are used under licence by Aviso Insurance Inc. Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Commissions, trailing commissions, management fees, and expenses may all be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds, other securities, and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated. These reports are provided as a general source of information and should not be considered personal investment advice or a solicitation to buy or sell any mutual funds and other securities. The views expressed are those of the author and not necessarily those of Aviso Insurance or Aviso Wealth.