Resources

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At KCCU Wealth Solutions, our mission is to empower you with the knowledge and resources needed to enhance your financial literacy. We are committed to providing you with access to educational materials that will support you in navigating the complexities of personal finance in today's rapidly evolving world.

We understand the importance of staying informed and equipped to make sound financial decisions. That's why we continuously update our content to offer you the tools necessary to address your financial needs effectively.

By engaging with our materials, you can gain valuable insights, strategies, and tips to make informed choices about your finances. We are dedicated to supporting your journey towards financial well-being and are here to assist you every step of the way. Let KCCU Wealth Solutions be your partner in building a secure and prosperous financial future.

Video Library

February 24th, 2025
Anne discusses how to maximize your RRSP, watch the video here

February 14th, 2025
Anne discusses Navigating Economic Uncertainty, watch the video here

February 3rd, 2025
Anne discusses the Key to Successful Estate Planning, watch the video here.

January 15th, 2025
Anne discusses everything you need to know about Bonds, watch the video here.

January 8th, 2025
Anne discusses the New Year Financial Planning for Success, watch the video here.

December 20th, 2024
Anne discusses the Canada Pension Plan, watch the video here.

December 6th, 2024
Anne discusses how to gift financially to your grandchildren, watch the video here.

November 26th, 2024
Anne discusses the 4 pillars of successful investing, watch the video here.

November 8th, 2024
Anne discusses charitable giving, watch the video here.

October 23rd, 2024
Anne discusses business succession planning, watch the video here.

October 8th, 2024
Anne discusses year-end tax tips, watch the video here.

September 24th, 2024
Anne discusses what to consider when going through a divorce, watch the video here.

September 9th, 2024
Anne discusses Registered Education Savings Plan, watch the video here.

August 27, 2024
Anne discusses Herd Mentality, watch the video here.

August 15, 2024
Anne discusses Dollar Cost Averaging, watch the video here.

July 31, 2024
Anne discusses Annuities, watch the video here.

Helpful Information

Navigating the impacts of the new U.S. tariffs on Canada, learn more.

Webinars

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Planning for your future? Join us for a 60-minute webinar with tax expert Doug Carroll. In PART ONE of our series, Doug will share the process of organizing your financial plan and preparing for the different phases of life. Don’t miss this opportunity to set a solid foundation for your financial future.

Date: Wednesday, March 12, 2025 (two sessions available)
Speaker: Doug Carroll, Tax & Estate Specialist at Aviso Wealth Inc.
Platform: Zoom
Cost: Free!

Session 1: 9am PT / 12pm ET – Register here

Session 2: 12pm PT/ 3pm ET – Register here

About the presenter
Doug Carrolls photo

Doug Carroll is the Tax & Estate Specialist for Aviso Wealth Inc., a wealth management partner to credit unions across Canada.
He previously ran an estate planning law practice and was an advanced case consultant with a life insurer and a mutual fund provider.
Doug also holds a business degree and a Master of Law specializing in Tax and is qualified as a Certified Financial Planner and a Trust & Estate Practitioner.
He has been doing this for 25 plus years, now supporting our financial advisors, from written articles to individual case consultations, and of course webcasts as we are doing today.

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Aviso Wealth Inc. (‘Aviso’) is a wholly owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by the five Provincial Credit Union Centrals and The CUMIS Group Limited. The following entities are subsidiaries of Aviso: Aviso Financial Inc. (including divisions Aviso Wealth, Qtrade Direct Investing, Qtrade Guided Portfolios, Aviso Correspondent Partners), and Northwest & Ethical Investments L.P

Articles

Pension annuities are back in vogue – here’s how to get the best value

21 hours 7 minutes ago

They can provide peace of mind with a guaranteed retirement income, but you need to choose carefully.

4 Basic Things to Know About Bonds

21 hours 7 minutes ago

Want to strengthen your portfolio’s risk-return profile? Adding bonds can create a more balanced portfolio by adding diversification and calming volatility. But the bond market may seem unfamiliar even to the most experienced investors.

Monthly Market Insights - February 2025

4 days 8 hours ago

February 2025 was marked by heightened uncertainty in the U.S., with disruptive and protectionist policies fueling investor concerns of their impact on growth and inflation, amidst strong corporate earnings season. The new U.S. administration also stoked fear in Canada through tariff threats, but Canadian markets remained rather stable.

Doom scrolling about turmoil like tariffs can cause bad money choices

3 weeks 6 days ago

By maintaining awareness of how doom scrolling, stress and emotions influence your financial decisions, and making deliberate choices, you can navigate uncertainty with greater confidence and financial security.

Navigating the impacts of the new U.S. tariffs on Canada

1 month ago

On February 3, Canada announced a postponement of newly proposed U.S. tariffs against Canada. The initial plan included a 25% tariff on all imports from Canada, except for energy products, which were subject to a 10% tariff, originally set to take effect on Tuesday, February 4. Ottawa, in response to the pause, has withheld its previously planned countering tariffs, which

Trump’s tariffs will cause chaos — but your grocery bill won’t spike: here’s why

1 month ago

Canadians shouldn’t expect large increase in food costs in event of Trump trade war, food industry says.

No kids? Here’s how to handle estate planning

1 month 2 weeks ago

As fewer Canadians don’t have children, estate planners navigate uncharted waters for those without a clear heir.

Should you take extra RRIF withdrawals to increase your estate?

1 month 2 weeks ago

Contrary to the conventional advice, taking more than the minimum RRIF withdrawal can at times save tax on your estate. Here are the factors to consider.

FP Answers: Which assets require probate and is there any way to reduce these costs?

1 month 2 weeks ago

A reader seeks help with $4-million estate made up of cash, three properties, $52,000 RRIF and $100,000 TFSA.

Three Reasons to Hedge U.S. Equities and Ways to Do It

1 month 4 weeks ago

People should consider hedging some of their equity positions with Shiller's CAPE ratio the highest since 2000, bonds more attractive now, and a trade war looming.

4 Basic Things to Know About Bonds

1 month 4 weeks ago

What Are Green Bonds and How to Start with Sustainable Investments

1 month 4 weeks ago

As awareness of environmental challenges grows, many investors are looking for ways to align their financial goals with sustainability.

How to set realistic financial habits and goals for the new year — and stick to them

2 months ago

Financial experts say the key to success is to set realistic savings goals, make a plan and stick to it by using automation.

A Financial Fresh Start

2 months ago

How to start the new year on the right financial foot.

Your Year-End Financial Planning Checklist for a Fresh Start in 2025

2 months ago

Prepare for 2025 with our end-of-year financial planning checklist! Budgeting tips, decluttering advice, and goal-setting strategies for a fresh start to the new year.

So you think you can beat the CPP with your investing

2 months 3 weeks ago

Each month you delay your CPP from age 65 to 70 gets you an increase of 0.7 per cent, which works out to 8.4 per cent annually to a maximum of 42 per cent

A brave soul takes on CPP doubters

2 months 3 weeks ago

Part of being a smart skeptic is being able to recognize that some things are actually what they seem.

Early retirees, here’s how to get at least 39% more CPP

2 months 3 weeks ago

There is significant economic benefit to deferring your CPP to age 65.

How to leave money to your grandkids

3 months 1 week ago

If you’re a grandparent and want to leave money to your grandchildren, here are tips on how best to do that.

Here's an RESP strategy for parents and grandparents that goes beyond the basics

3 months 1 week ago

Now that kids are heading back to school, here is a lesson for parents and grandparents on the ins and outs of RESP accounts.

Investing 101: The basics of getting your money to grow

3 months 2 weeks ago

The world of investing can be intimidating to Canadians who have limited knowledge on the subject and don't know where to start.

There’s one key topic missing from your child’s financial literacy education

3 months 2 weeks ago

If your child goes to school in Canada, they’ve likely learned some money basics. That’s because school boards across the country have recognized the importance of teaching kids financial literacy and made it part of the curriculum.

Have you reached financial success? Don’t compare to others when gauging

3 months 2 weeks ago

Financial success is a personal concept that looks different for everyone.

KCCU Wealth Solutions is a program provided by Aviso Insurance Inc. offering financial planning, life insurance and investments to members of credit unions and their communities. Trade-mark(s) of KCCU Wealth Solutions are used under licence by Aviso Insurance Inc. Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Commissions, trailing commissions, management fees, and expenses may all be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds, other securities, and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated. These reports are provided as a general source of information and should not be considered personal investment advice or a solicitation to buy or sell any mutual funds and other securities. The views expressed are those of the author and not necessarily those of Aviso Insurance or Aviso Wealth.